Lending
Where a lender’s credit file is complete, checked and ready for a decision, from the first document to the facility.
Borrower to decision
One borrower, from the first document to a signed committee decision. 5 workflows, then the committee.
Requests the pack, chases what is missing and checks every document against the list for the borrower's type, until the file is complete.
Each starts from a runbook we have built before, fitted to how your people work.
See the runbookChange how your lending runs
A file ready when the committee sits
Statements read, ratios spread and the memo drafted before anyone opens the file.
More deals, the same credit team
Your analysts spend their time on judgment, not on assembling the file.
Every facility watched, every day
Covenants and repayments checked against the terms as the data arrives.
Run your most critical workflows
Origination and intake
Applications, statements and documents read and checked against the file the day they arrive.
Underwriting and the credit memo
Spreading, ratios and the memo drafted to your policy, with every figure traced to its source.
Facility monitoring
Covenants, collateral and repayments watched against the terms, with a breach flagged before it is late.
Collections and servicing
Reminders, restructures and recoveries run to your rules, with a person on every judgment call.
Why Runbook for a lender
Credit underwriting is our deepest runbook. Your version starts from it and is fitted to how your credit committee decides.
Frontier models, in production
Tested on your hardest past files before go-live and watched after it.
One system across the book
SME, trade finance, asset-backed and private credit run on the same layers.
Built for the credit committee
Every number traced to its document, and every exception decided by a named person.
A team on your floor
We take it to production with your people, then they run and extend it with us.